5th September 2026

Gifted Deposit Letter : Template and What Lenders Need

A free gifted deposit letter template, what it must include, and the ID and source-of-funds proof your solicitor and lender…

20th April 2026

Mortgage Valuation vs Survey: The Lowdown (UK Guide)

Quick Answer A mortgage valuation is a property check for the lender, to make sure the property’s worth a certain…

20th April 2026

What Does ‘Mortgage Valuation Passed’ Mean?

Quick Answer It means the lender is happy with the property value — not that your mortgage is approved. What…

20th April 2026

Can a Mortgage Be Declined After Valuation?

Quick Answer Yes — a mortgage can still be declined after valuation if issues are found during final checks. Why…

20th April 2026

What Happens After a Mortgage Valuation – The Full UK Timeline

So, What Happens After a Mortgage Valuation Then? The Bottom Line After you’ve had a mortgage valuation done on your…

17th November 2023

Understanding What Happens When Your Fixed Rate Mortgage Ends

As seasoned property professionals at My Conveyancing Specialist, we understand the uncertainties and questions homeowners often face when their fixed…