A mortgage is a loan, usually from a bank or building society, which is used to buy a property. Normally when you purchase a property you will be asked to put down a deposit (a percentage of the property price) and finance the outstanding balance using a mortgage.
Mortgage providers charge interest on a mortgage just the same way as loan providers.
Searching for a mortgage can be complicated with so many options and deals available. Using a professional mortgage broker can save you a lot of stress and time. They can recommend deals that are suitably matched to your unique personal circumstances. Once you have selected the appropriate deal they will handle communication with the selected lender on your behalf.
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A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME OR PROPERTY. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
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